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USDA Home Loan Income Limits
Rather than loan limits, USDA has implemented income limits. These limits are generous as they are 115% of the moderate income level for the household size of the County your buying in.
Like all home loans, your income will determine what size loan amount you can qualify for.
Click here to use USDA's income chart. Click on your State link, then look at the County you're buying in underneath the column that reflects your household size. Use the largest income number on the chart.
Note: Regardless of who will be on the loan, ALL household income for ALL adults must be considered.
